Creating a budget is the best tool to keep your finances in control and help you build wealth. Although, it requires sacrifice and discipline to stick to a budget, there is no reason you can't have fun with it. Living within your means requires creativity and frugality. Make it a game to see how much money you can save in a day or a month. This is a list of common things I do to save money on a regular basis.

1. Make your own coffee - Make your own coffee at home. Try adding coffee creamer, syrup, or cinnamon for a specialty flare. You'll save $3 plus per day.

2. Pack a lunch - By packing a lunch for work, you can save $1,300+ per year!

3. Cancel subscriptions - Most people neglect the reoccurring subscriptions. The small fees combined add up to a size able amount. There is some great content to be found on the internet and in the library for free.

4. Visit the library - There is no reason to buy a book or rent a video when you can borrow it from the library for free. Don't have the book you want? Most libraries will be happy to order it for you and add it to their collection.

5. Check out community events - Community calendars are filled with free events taking place in the neighborhood. Check out your chamber of commerce for more information.

6. Use the parks - Take advantage of the cities parks for walking, foldable trekking pole for sale, riding bikes and picnicking.

7. Reuse things - Consider using items for a different purpose before throwing it out. A mug can become a great pencil holder, those old towels can be reused in the garage for projects, and baby food jars work great for holding nails and screws.

8. Make a grocery list - Take account of the money you spend shopping for food and eating out. It will probably shock you. Sit down every weekend and make a menu/list for the coming week. You can save a ton of money with this simple task.

2021.07

Tips to Save Money and Stick to Your Budget